37050 ZIP Code — Cumberland City, TN

Stewart County, Tennessee

ZIP code 37050 is located in Cumberland City, Tennessee, within Stewart County. It covers approximately 52.90 square miles and serves a population of 1,667 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 37050

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $141,200. Owner-occupancy is high at 83%, well above the national average.

Median household income is $52,200. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 37050 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,667

population

52.90

sq mi land

Standard

ZIP type

Central (CT)

timezone

37050 ZIP code map

Cities in ZIP code 37050

Below are the cities the US Postal Service accepts for ZIP code 37050. Using any city not on this list may result in mail delivery delays.

City	Status
Cumberland City	Acceptable
Cumberland City	Preferred

Nearby ZIP codes

37061 Erin (6.7 mi) 37079 Indian Mound (7.7 mi) 37142 Palmyra (7.8 mi) 37178 Tennessee Ridge (9.3 mi) 37191 Woodlawn (10.3 mi) 37052 Cunningham (12.1 mi) 37181 Vanleer (12.3 mi) 37051 Cumberland Furnace (12.4 mi) 37175 Stewart (14.7 mi) 37023 Big Rock (16 mi) 42223 Fort Campbell (16.1 mi) 37058 Dover (17.5 mi)

Demographics updated 05/2026

Population
Total population	1,667
Population density	32 / sq mi
State FIPS	47
County FIPS	161

Geography
Land area	52.90 sq mi
Water area	1.54 sq mi
Latitude	36.3678
Longitude	-87.6271
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	50.5%	45.7%
$50k – $100k	46.1%	34.4%	30.9%
$100k – $200k	7.9%	13.1%	18.3%
Over $200k	0.0%	2.0%	5.1%

Demographics & statistics

1,667

Population

People per sq mi

44.3

Median age

$52,200

Median household income

$29,458

Per capita income

$141,200

Median home value

$733

Median monthly rent

83.3%

Home ownership

23.5%

Poverty rate

5.5%

Unemployment

757

Housing units

6.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

119

25–34

120

35–44

103

45–54

104

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	391	23.5%
18 and over	1,276	76.5%
65 and over	294	17.6%
Median age	44.3 years

Race & ethnicity

White 83.2%

Two or more races 8.4%

Hispanic or Latino 4%

Black or African American 3.7%

Other race 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,444	83.2%
Two or more races	146	8.4%
Hispanic or Latino	69	4%
Black or African American	64	3.7%
Other race	12	0.7%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	50.5%	45.7%
$50k – $100k	46.1%	34.4%	30.9%
$100k – $200k	7.9%	13.1%	18.3%
Over $200k	0.0%	2.0%	5.1%

Under $10k 5.3%

$10k–$15k 3.5%

$15k–$25k 12.7%

$25k–$35k 15.4%

$35k–$50k 9.6%

$50k–$75k 17.8%

$75k–$100k 25.2%

$100k–$150k 4.9%

$150k–$200k 2.2%

$200k+ 3.3%

Range	% of households
Under $10k	5.3%
$10k–$15k	3.5%
$15k–$25k	12.7%
$25k–$35k	15.4%
$35k–$50k	9.6%
$50k–$75k	17.8%
$75k–$100k	25.2%
$100k–$150k	4.9%
$150k–$200k	2.2%
$200k+	3.3%
Median income	$52,200

Housing

Home values

Under $50k 14.9%

$50k–$100k 15.7%

$100k–$150k 23.5%

$150k–$200k 6.7%

$200k–$300k 21.2%

$300k–$500k 11.9%

$500k–$1M 6.1%

Housing overview

Metric	Value
Median home value	$141,200
Median rent / month	$733
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	27.1%
Single-family detached	74.5%
Large apartment buildings	0.1%
Mobile homes	15.8%
Median rooms	5.1
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	8.7%
2000–2009	11.3%
1990–1999	21.5%
1980–1989	12.1%
1970–1979	16.9%
1960–1969	6.3%
1950–1959	11.0%
1940–1949	4.4%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	7.9%
1 bedroom	4.4%
2 bedrooms	41.9%
3 bedrooms	34.5%
4 bedrooms	10.4%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	29.6%
2 vehicles	38.1%
3 or more	26.0%

Heating fuel

Fuel type	%
Utility gas	9.1%
Electricity	65.0%
Propane / LP gas	13.4%
Wood	12.6%

Households & families

Household type	Count	%
Married-couple family	357	56.8%
Cohabiting couple	21	3.3%
Male householder, no spouse	64	10.2%
Female householder, no spouse	186	29.6%
Households with children under 18	149	23.7%
Households with seniors (65+)	204	32.5%
Average household size	2.65

Marital status

Status	Male	Female
Never married	27.4%	20.7%
Married	60.5%	49.5%
Separated	2.6%	3.6%
Widowed	1.1%	16.8%
Divorced	8.5%	9.4%

Education

Less than 9th grade 12.4%

Some HS, no diploma 14.5%

HS graduate 44.8%

Some college, no degree 12.3%

Associate's degree 9.3%

Bachelor's degree 4.6%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	73.1%
Bachelor's or higher	6.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	204	65.6%
High school	83	26.7%
College / grad school	24	7.7%

Employment

Industry of employment

Construction 28.9%

Transportation & utilities 12.3%

Education & healthcare 10.1%

Retail trade 9.7%

Manufacturing 9.3%

Professional & management 7.9%

Other services 7.1%

Arts, food & hospitality 5.3%

Agriculture & mining 4.7%

Finance & real estate 2.7%

Wholesale trade 1.0%

Information 1.0%

Occupation

Category	%
Management, business & arts	28.4%
Service	7.7%
Sales & office	16.7%
Natural resources & construction	26.1%
Production & transportation	21.0%

Employment type

Type	%
Private sector	71.1%
Government	17.4%
Self-employed	11.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.1%
Carpool	23.9%
Public transit	0.0%
Walk	0.7%
Work from home	2.1%
Other means	7.1%
Avg commute (minutes)	44.0

Poverty

All people 23.5%

Under 18 years 34.0%

18 and over 20.3%

Married-couple families 10.1%

Female-led households 23.6%

Income support

Source	% of households
Social Security	38.7%
Retirement income	28.7%
Supplemental Security	6.8%
Cash public assistance	5.9%
Food stamps / SNAP	17.4%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	41.8%
High cholesterol	37.7%
Diabetes	14.1%
Heart disease	8.5%
Stroke	4.1%
Asthma	10.9%
Arthritis	33.2%
Kidney disease	3.5%
Pulmonary disease	11.1%
Cancer	7.2%

Behavior / access	%
Smoking	26.2%
Binge drinking	13.4%
No physical activity	29.2%
Less than 7 hrs sleep	36.4%
Depression	27.7%
Fair or poor health	20.2%
Poor mental health	17.6%
Poor physical health	13.8%
No health insurance	17.7%
Visited doctor (checkup)	75.4%
Visited dentist	53.9%
Cholesterol screening	90.2%
Teeth loss	21.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	8.5%

Disability	%
Any disability	19.7%
Under 18	5.4%
18–64 years	20.0%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	38.5%
No insurance	13.1%
Uninsured under 19	8.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,560	93.6%
Spanish	69	4.4%
Other Indo-European	69	4.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,546	92.7%
Born in same state	1,534	92.0%
Born in different state	1,122	67.3%
Foreign born	12	0.7%
Naturalized citizen	121	7.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	247	14.8%
Italian	240	14.4%
French	163	9.8%

Ancestry	Count	%
English	50	3%
Polish	21	1.3%
Dutch	7	0.4%

Technology access

Metric	% of households
Computer access	37.7%
Internet access	81.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37050

What city is ZIP code 37050 in?

ZIP code 37050 is primarily assigned to Cumberland City, Tennessee.

What county is ZIP code 37050 in?

ZIP code 37050 falls within Stewart County, Tennessee.

How educated is the population of ZIP code 37050?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 37050?

24% of residents in ZIP code 37050 live below the poverty line, above the national average.

Is ZIP code 37050 mostly owner-occupied?

83% of occupied units in ZIP code 37050 are owner-occupied, well above the national average.

Does ZIP code 37050 have a large retiree population?

39% of households in ZIP code 37050 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 37050 in?

ZIP code 37050 observes the CST timezone.